Privacy Policy

FACTS

WHAT DOES LIEN GURU
DO WITH YOUR PERSONAL INFORMATION?
WHAT Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHY The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Account Balances
  • Income and Payment History
  • Credit Scores and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.
HOW All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons dealer chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES LIEN GURU SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
TO LIMIT OUR SHARING
  • Call — our menu will prompt you through your choice(s) or
  • Visit us online: www.lienguru.com

Please note:
If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
QUESTIONS? Call or go to www.lienguru.com
WHO WE ARE
Who is providing this notice? Lien Guru
WHAT WE DO
How does Lien Guru protect my privacy information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lien Guru collect my privacy information? We collect your personal information, for example, when you

  • Apply for financing or open an account
  • Show your driver’s license or give us your contact information
  • Provide employment information
Why can’t I limit all Sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a common corporate identity, our parent and sister dealerships, financial companies such as our insurance affiliate, repair and rental companies, as applicable
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we can share with include direct marketing companies, credit card companies, mortgage companies, financial services companies, vendors, and non-profit organizations
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Joint marketing companies may include credit card companies, mortgage companies, banks and other financial service providers.
OTHER IMPORTANT INFORMATION
  • Vermont Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.
  • California Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.
  • Additional Notice for California Residents: Some browsers incorporate a “Do Not Track” (DNT) feature that, when turned on, signals to websites and online services that you do not want to be tracked. Because there is not yet an accepted standard for how to respond to a DNT signal, we do not currently respond to DNT signals on this website or on websites where we provide advertisements, content, or other services.
  • Nevada residents: We are providing you this notice under state law. You may be placed on our internal Do Not Call List by calling us at the telephone number listed on our home page. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number-702.486.3132; email: BCPINFO@ ag.state.nv.us